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Experts & Professional Management

AMLAAK adopts a practical approach, working closely with market experts including Engineers, highly Qualified Business professionals, Advocates and Real estate experts. We have a policy of constant research and development, innovations in real estates business, new policies, and new programs, for making more profit to our valued partners. We Believe that research, development, quality and performance are key to our future. Our dedication to research and innovation is motivated by the desire to provide service and business that contribute to the growth of our customers. And we share in the responsibility of providing realtors with new advancements.  

We believe that each of our clients is very special and exclusive and has unique selective choices and needs. We strive to help our clients through out open communication, consistent follow up through, and a sprit dedication to quality accomplishment. It's very important for our company to see that you are completely satisfied at the beginning, middle, and end of your real estate transaction.

Real Estate Investment Strategies

There are three broad categories of investment strategy that we advocate:

• bargain purchase

• increase value

• double-digit cap rate.

Bargain purchase is the purchase of real estate for at least 20% below current market value.

In the increase-value strategy, you buy a property for its current market value, but you select only properties with some unrealized potential. Then, immediately after purchase, you make whatever changes are necessary to increase the value of the property. In general, you must increase the value by at least 20% within six months in order for the strategy to be worthwhile.

Double-digit cap rate means that you buy the building on terms that it has a capitalization rate of 10% or more. The capitalization rate is the net operating income (rent minus operating expenses but before debt service) divided by the purchase price. In other words, it is the cash-on-cash rate of return you would get if you owned the property free and clear. In the absence of a bargain purchase, double-digit cap rates are very hard to find. They generally only occur temporarily in depressed markets or in small market niches.

The most common real estate investment strategy, however, is one which I condemn: buying properties which the investor believes will soon increase in value due to market-wide appreciation. This is, in fact, pure speculation. No one knows which areas will appreciate. Many billions have been made by investors pursuing this strategy, but they were simply lucky.

Another common strategy which is advocated by most real estate gurus are various forms of finding unsophisticated sellers and using some convoluted real estate transaction to take advantage of their lack of sophistication. These strategies are unethical, immoral, and often illegal. We do not advocate them.

Holding periods
There are two broad categories of holding period:

• long-term

• flip

Long-term means you hold the property for years. Most investors do that. I used to advocate that. I no longer like long-term holding. It requires clairvoyance, a skill that humans do not possess.

Flipping means selling the property as soon as possible after you acquire it. In some cases, you can even sell it before you buy it or simultaneously with buying it. Some seminar gurus are big on advocating this, probably only because it sounds really spectacular to a novice. In fact, selling before you close or simultaneously, although theoretically possible and occasionally done, are quite difficult to do and may not be worth the trouble. When I talk about flipping I generally mean to sell as soon as possible after acquisition.

Your time available
Different strategies require different amounts of time or require that you be available for particular hours of the week. Anything involving the government, generally requires that you be available during business hours on week days. If you have a full-time job or do not want to give up all of your after-work hours for real estate, you must not choose a time-consuming investment strategy. If you work at a regular salaried or hourly job during business hours, you probably cannot pursue a strategy which requires you to do real estate stuff during business hours.

Cash available
Some strategies, like buying foreclosures, require huge amounts of cash. Others, like buying judgments secured by real estate or buying at builder auctions, require little or no cash. In general, cash makes your investment life much easier. Too often, the use of cash is dismissed as non-macho or some such. That's nonsense. But if you absolutely have no cash, you must either get some or use strategies which do not require any. The guru of all real estate gurus, William Nickerson, wrote the book “How I Turned $1,000 into $5,000,000 in Real Estate in My Spare Time” and “How to Make a Fortune Today Starting From Scratch”. In those books, he talks a great deal about ways to save the money you need for a down payment. The concept of saving must seem downright quaint to graduates of today's real estate gurus' seminars and boot camps. They all preach the "something for nothing down" approach. We prefer the save-up-the-down-payment approach. The book “The Millionaire Next Door” says that real millionaires are big savers. Real estate gurus, most of whom are phony millionaires, either ignore saving or dismiss it as impossible.

Your aptitudes
We am not mechanically inclined. On the other hand, many people mistakenly think that we are lawyer and realtors. Accordingly, it would not be a good idea for us to specialize in rehabs, but it might be a good idea for me to specialize in a legally oriented strategy like foreclosures. Similarly, you should take stock of your real estate related aptitudes and gravitate toward strategies that take advantage of your strengths and avoid your weaknesses.

People skills
Different strategies require different interactions with people. The amount of the interactions varies, as does the nature of them. If you hold long-term, you must be a landlord, and an employer if you buy multi-unit buildings. If you buy pre-foreclosures, you must negotiate over the kitchen table with people who are in financial difficulty. On the other hand, if you buy foreclosures, about the only people you encounter are the auctioneers and all you have to say to them is the high bid. In other words, there are places in real estate for the gregarious as well as for recluses. Just make sure you know which you are and that you select your strategy accordingly.

Ethics
Much of what the current crop of gurus teach is unethical. In general, it's difficult to do nothing-down or lease-option deals ethically. When pursuing bargain purchases, there is a strong temptation to lie to the seller about the market value of their property. Bribery is big in the business of increasing values by getting favorable zoning changes. Transactions between sophisticated and unsophisticated people create powerful temptations for the sophisticated to take unconscionable advantage of the unsophisticated. There are plenty of ways to do real estate investment ethically. Anyone can resist temptation. But real estate also has more than its share of ways to misbehave. Let's be careful out there.

A Unique Approach

Investing in real estate requires a much different approach than simply purchasing a home to live in. Many people fail to achieve their full potential as real estate investors because they limit their investment choices to only those properties near to where they live or work. There are a world of opportunities out there! The secret to success is having a strong network of support in whatever markets you choose. Your team should include experienced real estate agents and property managers who specialize in working with investors. This is where AMLAAK can help!

AMLAAK also understands the value of your time. Many investors would prefer to invest in high performing real estate markets around the world, but do not have the time to fly to an unfamiliar area, spend weeks interviewing agents - hoping to find someone who has the knowledge and expertise necessary for success - and then spend still more time and expense reviewing and sifting through dozens of properties to find a gem. While you can't get away from traveling when investing out of your local area, AMLAAK can help you be much more efficient!

Referrals to the Nation and Properties to Your Door Step! Imagine if someone could help you find the right properties and professionals by doing a lot of the advance work for you! As real estate professionals ourselves, we know which questions to ask and how to tell when someone really knows their business or is simply pretending. More importantly, because we are a consistent source of referrals to the professionals in our network, they work hard to remain in “good standing” with us by making sure you are well taken care of.

Protect Your Wealth

Grow and protect your wealth.

Before you continue to increase your wealth, think about protecting it. If your assets are not protected they will disappear as quickly as you accumulate them. Litigation and new tax regulations are a constant threat. You need a team that understands how to grow and protect your money.

With our one-stop approach, we help increase your wealth rapidly without putting your assets at risk. AMLAAK provides a team of financial advisors, real estate brokers, loan officers, and attorneys dedicated to planning your real estate investment strategies. Our team positions your assets to make them unattractive/legally untouchable to others while keeping them available to you. We design strategies to reduce your tax liability to the extent legally possible.

How often have your attorneys, realtors and financial advisors communicated with each other in the past regarding your investment strategies and real estate transactions? How many separate fees have you paid to each of them? We provide one team that communicates internally and works together on your behalf, to bring new synergy to your overall investment strategies. Together we explore the best options available to you. Our one-stop approach is unique. No better method is available to achieve maximum returns while protecting your assets

Our Asset Protection Strategy

At AMLAAK, we begin our consultation with you not by showing you properties, but by developing a strategic plan to grow and protect your assets. We take the time to discuss your investment goals in detail and to help you develop concrete objectives. We familiarize ourselves with as much of your financial situation as you are willing to share. These initial steps, along with our expertise and research, enables us to design a short- and long-term strategy to maximize your wealth while minimizing threats to your assets. Only then do we find the best properties suited to your investment needs.

A wealth-protection strategy might include the creation of domestic and international entities with limited liability - entities that hold title to your assets and protect them while keeping them accessible to you. If an asset cannot be transferred or if a transfer would be disadvantageous, we might use a negotiated mortgage strategy to strip the entity of its assets and make it unattractive to others.

Why is asset protection a critical part of your investment strategy?

Due to a steady increase in litigation in the Nation, almost any successful person can become the target of a lawsuit. The more your assets are protected - legally untouchable and unattractive to others - the less you risk losing.
Tax regulations are also a constant concern. Tax laws change continuously, and few investors have the time or expertise to stay abreast of new regulations. If you are unprepared for a particular new law, you could lose a significant portion of your assets.

Our team helps you minimize your risk while we target opportunities for you to increase your wealth substantially. We can develop custom strategies at any stage of your investment process. The sooner you work with us, however, the faster we can grow your wealth and the more we can protect your assets.

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